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Banking App PAYS YOU To Try It Out - Stars Leonardo DeCaprio and Robert Downey Jr Fund New 'Green' Banking Startup...

Aspiration Mobile App Download and Review

From Hollywood to finance? This banking app is backed by stars Leonardo DeCaprio and Robert Downey Jr - they're entering the financial sector, and keeping their involvement 'behind the scenes' for this one.  

With DiCaprio's Investment This "Environmentally Cconscious" Banking App is PAYING People to Try It...

Yes, the rumors are confirmed that a "green digital banking" solution that just launched is backed by the funds of DiCaprio himself.

With these funds they can afford the expensive but effective marketing strategy of  paying people to try it out - you can claim $50 once you setup the app and your first transaction.

DiCaprio is going all in on his 'stop global warming' campaign, so this is part of multiple earth-friendly investments, others include the climate technology fund with Princeville Capital, and new adviser role with green start-up Bluon Energy. 

The app is called Aspiration, which NerdWallet described as "the only socially conscious bank on their list" caught his eye. Now it's caught ours, so lets get right in to this Aspiration Review!

"Each year, $100 billion worth of pipelines, drilling and other fossil fuel-extraction projects are funded with money deposited at traditional banks. To bring about long-term solutions for our planet, we need alternatives that empower everyday consumers to take action against climate change…" is how DiCaprio decided to invest in the new app, he tells us.

With this, the Aspiration Banking App has $100 Million in venture capital to play with, and they're spending it.

This graphic shows some of the new things they're bringing to banking....:
Aspiration app review bank Zelle cash back app
A look at some features.

Get Your Piece of the $100 Million Pie…

Now you can get those good feelings Leo got, by getting the app, getting a $50 'welcome' deposit from then, and then choosing a charity you'd like them to donate another $25 to.

At a price tag of $75 spent on every new user it's the biggest mobile banking app bonus we've seen so far.

…and that's not even everything, lastly, being a user comes with cell phone insurance up to $600 included for free!

I have to admit, it feels good getting some perks from a bank, that's something I only heard of as a 'back in my day' story from parents and grandparents.

Is It Actually Worth Using?

It actually is! They refund your ATM charges (not just the ones your bank charges, they literally pay you $3 if an ATM charged you $3!)

The app is free, with the option to donate if you like it, or not.

They pay you interest on the funds you save with them, and those profits won't be made by investing in companies that pollute.

So do some good for the world, and claim your $50 by joining the free app now.

Author: Don Kennedy
Austin Newsdesk Aspiration Review

Like Free Money? You like this app too: Cash Back on Gas!

After Exclusively Targeting PCs For YEARS, RANSOMWARE Targeting MAC Users Being Developed By Known Cyber-Criminal Group...

Mac Ransomware

Mac users - you're no longer immune. After years with of dozens of versions plaguing the PC world, Mac may soon join them as targets of Ransomware attacks.

In short, Ransomware renders a computer unusable, and all its data inaccessible, until a 'ransom' is paid to the criminals who created it.

Behind it is the group behind the infamous LockBit ransomware, setting their sights on macOS for the first time with the goal of becoming the first major ransomware operation to target the platform...

According to cybersecurity researcher MalwareHunterTeam, the LockBit gang has developed new ransomware encryptors for macOS, ARM, FreeBSD, MIPS, and SPARC CPUs, all of which were discovered in a ZIP archive on VirusTotal.

Among the encryptors found in the archive is the 'locker_Apple_M1_64', which is designed to target newer Macs running on Apple Silicon, as well as PowerPC CPUs, which older Macs use. The archive was also found to contain previously unknown encryptors for ARM, FreeBSD, MIPS, and SPARC CPUs.

While these encryptors are still in development, cybersecurity experts warn that they could pose a significant threat to consumers and small businesses, especially those targeted by LockBit affiliates. However, according to Cisco Talos researcher Azim Khodjibaev, the encryptors were meant as a test and were never intended for deployment in live cyberattacks.

MacOS cybersecurity expert Patrick Wardle also confirmed that the encryptor is far from complete and missing the required functionality to encrypt Macs properly. In fact, the LockBit developer must first figure out how to bypass TCC and get notarized before becoming a functional encryptor.

But the fact a group has decided to focus on the previously-safe Mac shouldn't be downplayed - there's a good chance they'll figure it out. 

Now Experts are Wondering: Are Mac Users Prime Targets Specifically Because They're *NOT* Expecting It?

Because they haven't been targeted before, Mac users may have their guard down.

Mac users need to begin doing the things PC users had to be vigilante about for years. Keep your operating system updated, avoid opening unknown attachments and executables, generate offline backups, and use strong and unique passwords at every site you visit. Stay safe out there, folks!

Author: Trevor Kingsley
Tech News CITY /New York Newsroom

Popular Misconceptions about ChatGPT, and the Truth About Them...


As ChatGPT gains popularity, misconceptions about this AI-powered conversational agent abound. As a reporter, it's important to set the record straight on some of the most common misunderstandings surrounding this tool. Let's take a closer look at three of them.

-  Firstly, many people assume that ChatGPT is a human-like chatbot. While it's true that ChatGPT simulates human-like conversation, it's important to clarify that this is an artificial intelligence system, not a real person. Its responses are based on patterns learned from vast amounts of text data, and it doesn't possess emotions or consciousness like a human would.

-  Secondly, there's a belief that ChatGPT always provides accurate and reliable responses. However, this couldn't be further from the truth. Although ChatGPT is impressive at generating responses, it's a machine learning model, meaning its responses can be influenced by the quality and bias of the data it was trained on. Additionally, there may be cases where it generates inappropriate or offensive responses.

-  Lastly, some people think that ChatGPT is a problem-solving superhero, capable of solving any issue thrown its way. While ChatGPT is an incredibly useful tool, it's not a replacement for human expertise, creativity, and intuition. There are certain types of problems that require human intelligence to solve, and ChatGPT may not be able to provide meaningful solutions in these cases.

In conclusion, ChatGPT is a powerful tool for generating responses and providing insights. However, it's essential to understand its limitations. By having a realistic understanding of ChatGPT's capabilities, users can take full advantage of its strengths while avoiding potential pitfalls. As a reporter, it's crucial to separate fact from fiction and ensure that readers have the most accurate information available.

Author: Trevor Kingsley
Tech News CITY /New York Newsroom

Twitter Founder and Current 'Block' CEO Jack Dorsey Loses a HALF BILLION Dollors In a Just ONE Day...

Block Inc, a payments company owned by Twitter co-founder Jack Dorsey, has experienced a significant decline in value following the release of a report by Hindenburg report . The report alleged that the company ignored widespread fraud, and as a result, Dorsey's personal fortune has been negatively impacted. On Thursday, his net worth dropped by $526 million, marking his worst single-day decline since May. According to the Bloomberg Billionaires Index, Dorsey's current net worth stands at $4.4 billion after an 11% drop in value.

The Hindenburg report claimed that Block had inflated user metrics and predicted a 65% to 75% downside risk "on a purely fundamental basis." However, Block has denied the allegations and plans to pursue legal action against the short-seller. The company's stock fell as much as 22% on Thursday before eventually closing down 15%.

Dorsey, whose personal fortune is largely invested in Block, holds an estimated stake in the firm worth $3 billion, according to the Bloomberg wealth index. His position in Elon Musk's social media company is valued at $388 million.

Block Inc is reportedly looking in to taking legal actions against Hindenburg, which implies they can disprove some of their claims. Keep in mind that just threatening legal action requires nothing and may just be an attempt to stop some of the damage.

Hindenburg Research is known for its controversial reports...

Which often result in the decline of targeted companies' stock prices. Earlier this year, the firm released an investigation into Gautam Adani and his empire, causing his companies' stocks to plummet and erasing tens of billions of dollars from his net worth.

Similarly, in September 2020, Hindenburg targeted electric carmaker Nikola Corp., which led to a significant drop in its stock price and a fraud conviction against its founder Trevor Milton in October.

While Dorsey is unlikely to face a similar downfall, the temporary pain caused by the recent decline in value is undoubtedly being felt.

Alex Benningram
TechNews.CITY / New York Newsroom

Google's Response To OpenAI and ChatGPT is Coming, And They've Named It...

The increasing number of users of ChatGPT made it necessary for other tech giants, such as Google, to develop their very own conversational AI tools in order to maintain their position as leaders in the AI race, and keep their investors interested.

We now have the first details on the product Google refers to as "Bard" and will offer in the near future.

It's Official - Google Bard Does Exist...

In a post on the company's official blog, Google's CEO Sundar Pichai revealed that the Language Model for Dialogue Applications, abbreviated as LaMDA, from which Bard is derived is a more lightweight version than the original.

This is done to ensure that it does not demand a significant amount of computational power in order to allow for a greater number of people to use it. Pichai also claims that work on Bard started quite some time ago, and that the company is now making the application available to "trusted testers" so that they can evaluate it.

As Google describes it, Bard is an experimental conversational AI tool that, similar to Google Search, may be used to obtain information on a wide variety of subjects. The distinction is that rather than just providing a list of article links, more nuanced answers are anticipated. This is extremely similar to the way in which Microsoft intends to include ChatGPT into Bing.

The Bard AI tool will pull material from the internet and then, by utilizing the LaMDA powers, it will give 'new, high-quality responses.' They may also include explanatory articles on more complicated subjects. "Bard can be an outlet for creativity and a launchpad for curiosity," said Google executive Sundar Pichai. "It can help you explain new discoveries from NASA's James Webb Space Telescope to a 9-year-old, or learn more about the best strikers in football right now, and then get drills to build your skills."

Much is still unknown...

Google also hints that it will offer AI-powered features in Search (most likely by integrating Bard into Search), which would enable access to information about the question in a format that is easy to comprehend and will also contain multiple points of view. In the blog post, there is a screenshot that demonstrates how the artificial intelligence responds to the question "which is easier to learn, a guitar or piano?" by providing thorough information of its own before listing articles.

We don't know very lot about Bard at this point, and we are waiting for Google to provide us with accurate details. In the following weeks, it is anticipated that it will reach a greater number of people, and until that happens, Google will use feedback from both the outside and inside to make sure that Bard is a safe and high-quality product.

It is yet unknown how effectively it will compete with ChatGPT and how the availability component will operate. A commercial version of ChatGPT with additional functionality is also available in addition to the free version.

Author: Alex Benningram
Tech News CITY /New York Newsroom

Text To MUSIC? Google Creates AI Bot That Writes Music Based on Text Descriptions...

Google AI Music Bot

Google's AI technology has the potential to compose original music. The release of OpenAI's ChatGPT to the public last year sparked widespread interest in AI's capabilities; the tool has proven its great potential in content creation when given only brief instructions. Google's AI chief recently stated that his company had similar tools to Meta's, and Meta's AI head confirmed this when asked about ChatGPT.

A musical composition bot

Now, Google seems to be developing a robot that uses AI to compose "original" songs in response to written and aural cues. Business Insider reports that the bot could take into account different musical styles and even compose music from a hummed or whistled theme. The name "MusicLM" has been given to this potential future app.

Google's AI bot was detailed in a research report published on January 26. The paper referred to MusicLM as a "model generating high-fidelity music from text descriptions" that "generates music at 24 kHz that remains consistent over several minutes."

Google, for instance, provides an example of a musically-inspired prompt with elaborate textual detail: "The game's main theme song. It has a catchy electric guitar riff and a quick tempo. The tunes are catchy and simple to memorize, but they also feature some unusual elements, like sudden cymbal crashes or drum rolls."

It was suggested in another prompt that - "A rising synth plays an arpeggio with lots of reverb. Pads, a deep bass line, and gentle drumming provide the accompaniment. The synthesized tones in this tune make for a relaxing and exciting listen. Two songs at a festival might be used to set the stage for it." You may listen to the demos on Google's GitHub.

Google's artificial intelligence music maker doesn't appear to be coming out for public use anytime soon. Before such tools can be released in their full glory, there are a lot of problems that need to be addressed, including the ethics of such AI and the harm to human artistry.


Author: Don Kennedy
Austin Newsdesk 

Sony & Honda Team Up and Target TESLA with an Electric Vehicle of Their Own...


Sony Honda Mobility

We're learning more about the concept behind Sony and Honda forming an alliance to launch a new Electric Vehicle, called "Mobility".

The focus: Entertaining those inside the vehicle, while the car handles the driving...

Cars will soon feel like hanging out in a room on wheels, as automated driving will remove the need for a driver to be focused on the road, as well as the need for passengers to not distract the driver. 

As a child, you may have had a parent raise their voice once or twice with a lecture about how "important it is not to distract the driver" as you and a sibling or friend forgot you were in the back seat of a car and began to get a little too rowdy "so sit still, we'll be there soon" the adult would end with.

But soon, rowdy kids in the back seat of car will transition from a potential danger to everyone on the road, to nothing more than 'annoying' to the adults who have to share a vehicle with them.  Parents will demand the family "sit still, we'll be there soon" but can now skip the lecture about distracting the driver - they'll be annoyed that the kids are making it hard to watch their movie or something.

Sony and Honda have made it clear they imagine a very similar future...

We learned this week they are considering integrating the Playstation 5 into its upcoming EVs, which are due to be released under their new joint venture.

The president of Sony Honda Mobility, Izumi Kawanishi, says that Sony’s strength in the entertainment and gaming industry is something the company plans to use to its advantage.

"Sony has content, services and entertainment technologies that move people ...this is our strength against Tesla" said Kawanishi.

When could we seen these on the road? Well, the project is open about the very early phase they are currently in, saying they "will have to evolve considerably" until the ideas become a functional vehicle ready for the public roads.

Author: Takashi Iccho
Tokyo Newsroom | TechNewsCITY

Apple’s Reasoning Behind their Decisions on USB-C Charging Ports and Privacy Issues...


Apple is currently at the center of two things in tech that are facing some changes: privacy rights that have shaken the digital ad market, and Europe’s move toward a standard charging method for devices.

From WSJ’s Tech Live conference, Apple executives Craig Federighi and Greg Joswiak answer questions on these topics.

Video courtesy of the Wall Street Journal

Beyond Hard Drives: The New Ways We're Storing MASSIVE Amounts Of Data...

We’re storing more data than ever before - but as the hard disk drives we rely on are reach their physical limits, new innovation is taking their place. 

Take a look at how scientists are working on methods to increase capacity and find new ways to house our data, as we examine these new methods and see how they all compare.

Video Courtesy of The Wall Street Journal

Your Life is Saved in Your Smartphone - Are you Doing Enough to Secure it?

Smart Phone Security

Smart phones are an important part of our lives. We use them to stay connected with friends and family, to get work done, and to stay up-to-date on the latest news and trends. As such, it is important to take steps to protect our phones from hackers and other cyber-attacks.

Here are a few simple steps that you can take to keep your phone safe and secure:

1) Use a strong password that is not easy to guess.

2) Install a reputable security app such as Norton or McAfee.

3) Only download apps from official app stores, such as Google Play or the App Store.

4) Be careful when clicking on links or opening attachments in emails.

5) Regularly back up your data so that if your phone is ever lost or stolen, you will still have your information safe and secure.

By following these simple steps, you can help to keep your phone safe from hackers and other online threats.

Why Do You Need to Secure Your Smart Phone?

Smartphones contain a wealth of personal information, from contacts and emails to bank details and passwords. As such, it is important to take steps to secure them from hackers and thieves.

One way to do this is to password protect your phone. This will make it more difficult for anyone else to access your data.

Another important step is to only download apps from reputable sources. Malicious apps can steal your data or even install spyware on your phone.

Finally, it is important to back up your data regularly. This will ensure that if your phone is ever lost or stolen, you will not lose all your information.

What Are the Risks of Not Securing Your Smart Phone?

Smart phones are like mini-computers and are just as vulnerable to cyber attacks as desktop or laptop computers. In fact, a smart phone may be even more vulnerable because it is carried around with you everywhere you go.

That's why it's so important to take the necessary steps to secure your phone and protect your data. Follow these simple steps to keep your phone safe and secure:

1. Install a good security app and make sure it is always up-to-date.

2. Set a strong password and don't use the same password for all your accounts.

3. Don't install apps from unknown sources.

4. Be careful what information you share online.

5. Regularly back up your data.

How to Set a Secure Passcode for Your Smart Phone:

Now that we know how easy it is to set a secure passcode for our smart phone, let's do it!

Your passcode is your first line of defense against hackers and thieves, so it's important to make sure it is strong and unique. You can set a passcode on your mobile device by going to the App list, tapping Settings, tapping Lock Screen, and setting your password.

Make sure your password is a combination of letters and numbers, and that it is at least six characters long. And don't use the same password for all of your accounts - that's just asking for trouble!

How to Encrypt Your Smart Phone

Smart phone security is more important than you think. In fact, your personal data may be at risk if you don't take steps to protect it.

One way to safeguard your data is to encrypt your phone. This can be done on Android devices by going to Settings > Security > Encrypt Device. Another way to encrypt your Android device is to go to Settings, then tap "Security" or "Security & location." Select "encryption & credentials" and/or "encrypt phone."

Encrypting your Android device will help keep sensitive data and photos private. So if you're not already doing so, be sure to encrypt your phone today!

How to Use Two Factor Authentication for Your Smart Phone

Your smart phone is a valuable piece of equipment, and it's important to keep it safe and secure. One way to do that is by using two-factor authentication. This security feature requires you to enter your account password and a verification code that is sent to your phone.

You can turn on two-factor authentication on your phone by going to Settings > Accounts > Google, and signing in. Or, on macOS, go to System Preferences > iCloud, sign in, click Account Details > Security > Turn on Two-Factor Authentication. With 2-Step Verification, you can add an extra layer of security to your account in case your password is stolen.

Pro Tips for Keeping Your Smart Phone Secure

Here are a few pro tips for keeping your smartphone secure:

First, to avoid giving out personal information, be sure to disable location services and Bluetooth when you're not using them. Also, make sure to use a strong password, pin or pattern to lock your phone.

Second, be careful about the apps you download. Only download apps from reputable sources, and be wary of apps that require too much access to your data.

Lastly, back up your data regularly. This way, if your phone is ever lost or stolen, you'll still have all your information backed up and safe.

Things to remember...

Just as you protect your computer with antivirus software and your house with a security system, you need to protect your phone with security measures. Why? Because your phone has a lot of personal information on it—information that could be used to steal your identity or access your bank accounts.

Here are a few tips to help keep your phone safe:

1. Install a security app.

2. Use a strong password.

3. Set up remote wipe in case your phone is lost or stolen.

4. Don't store sensitive information on your phone.

5. Be careful what you download and install.

6. Keep your OS and apps up-to-date.

7. Avoid public Wi-Fi networks.

8. Use a privacy screen protector..

Author: Preston Summers
Tech News CITY /Austin Newsroom

Owners of EMPTY LAND are EARNING MORE than Many AirBNB Hosts, with Zero Time or Effort - All Because of THIS New Startup...

Hipcamp camping host

There's a rapidly growing community of polite people looking to get outside for camping, glamping, and RV stays during their travels - on private land.

It's called Hipcamp, and anyone with a property that allows visitors to connect with nature can be a Hipcamp Host! Whether you have an acre of primitive property near the Sierra Nevada, a hobby farm on the coast, a rural yard with a spot for a campervan, or a slice of desert on the route to Joshua Tree, odds are our community can’t wait to come!

The platform is EXPLODING, and among those who took notice have been rapper Jay-Z and actor Will Smith, who invested in the companies last fundraising round.

But when a new concept is hot, you don't need to invest to make a profit - you just need to participate, it'll cost you $0 and could earn you thousands.

In the first 8 months of after its introduction, numerous Hipcamp Hosts earned as much as $9,000, $11,000, $18,000 and even $21,000!

It's Sharing your place with our community of Hipcampers is a terrific way to connect people with nature while earning some extra income.

To encourage more people to open their land to hosting, those who sign up with code 'CampBonus' or click here to get a $100 bonus the first night they host guests on their property!

Hosts are provided with a $1,000,000 insurance coverage - at no additional cost...

A significant benefit of Hipcamp is the reassurance that you will be cared for. The Hipcamp Insurance Policy covers hosts against general liability claims of up to $1 million per incident.

It's free to list your property, they take only a 10% percent cut...

With Hipcamp, you may add as many listings and sites as you’d like so you can always make more by hosting more! This might range from $35 for a basic camping with little to no amenities to $300 group sites with exclusive lake access. 

There are simple plots of land, farms and ranches, vacation properties, and everything else. Regardless of what you have, as long as it isn't in the middle of the city surrounded by buildings - it is worthwhile to see if you're sitting on a profitable business without knowing it.

Hipcamp hosting
This couple went to see the Grand Canyon, and stayed on a host's land right outside of it!

3 Simple Steps:

1) You set the dates you want.

Hipcamp allows the blocking of any days you want to exclude from your hosting schedule.

2) Guests book their visit.

Based on the availability you provided, Hipcampers book their arrival / departure dates.

3) You get paid every week.

Set up direct deposit easily, and you will begin collecting weekly money.

Remember to use code 'CampBonus' when you sign up (or click here) you'll get a $100 bonus when your first guest stays a night!

It's being called 'the AirBNB of the outdoors' as it taps in to a whole world tent camping, RV travelers, and adventurers who would rather stay in cabins or treehouses.

Hipcamp cabin host
Vacation cabins that sat empty much of the year have become an additional income source for their owners.

Let's do the math...

Someone with open land can let people bring tents, and camp there for 165 days out of the year - at $55/night that totals $9,075 - and that's without sharing your land for the other 200 days out of the year! 

Someone with a vacation cabin can fill it on days they won't be there - at $155/night and only sharing it 100 days totals $15,500 - and they can still enjoy the cabin to themselves the other 265 days of the year! 

Visitors will be instructed to follow our guest guidelines, and a system is in place to identify and remove those who do not...

During the checkout process, each Hipcamper acknowledges having read the rules and guidelines, plus you  can also establish specific guidelines for anyone staying on your property. Any user marked for minor infractions will be contacted by Hipcamp administration and given a warning and explanation of the situation. Serious violations will result in an immediate suspension from the platform.

Hipcamp's key principle is "Leave it Better," and all community members are encouraged to uphold this objective by adhering to the 'Leave No Trace' standard when cleaning up.

So far this hasn't been an issue - Hipcamp reports that Hosts frequently compliment Hipcampers' appreciation for their property!

Interested in giving hosting a shot? 

Visit Hipcamp for more info, and check out what some of the other hosts are offering. Remember to sign up using code 'CampBonus' for the EXTRA $100 when your first guest spends their first night!

Author: Garrett Kaine
Silicon Valley Newsroom
Tech News CITY

Replacing Hard Drives With... GLASS!? Microsoft Proves The Shocking Ability for Glass to hold MASSIVE Amounts of Data...

Microsoft's Project Silica is an effort to demonstrate that the company is capable of storing data for an extended period of time utilizing glass as the storage medium. Glass is the medium of the future for the storage of long-term data.

The Superman film from 1978 was etched onto a piece of glass through a collaborative effort between Microsoft and Warner Bros., which involved the use of lasers. This was done with the intention of demonstrating that the technology could be applied in environments other than the laboratory.

Video courtesy of CNET